In January 2022, a large apartment fire broke out in Northeast Ohio. The fire quickly tore through more than 18 units, leaving almost 30 people displaced.
Fortunately, the fire did not hurt anyone but caused heavy damage to the building. After realizing the extent of the damage, the property management firm was advised to hire Sill Public Adjusters.
Sill Public Adjusters specializes in handling large-scale insurance claims for commercial property owners. Our team of experts stepped in to guide GMS Management Company to a more successful outcome for their insurance claim.
GMS Management hired a public adjuster so they could focus on their recovery plan while Sill handled their claim.
"In the 60+ years we have been in business, we have experienced a few losses, but none as extensive as the fire that occurred at one of our residential properties in January 2022. While the fire took out a portion of the rental complex, all that was lost was material in nature and replaceable - no lives were lost, and no one suffered any injuries," said Stuart Graines, GMS Management Company.
Sill stepped in to help the company through the process of filing a claim. Our team has extensive experience working with property management companies and rental properties.
Sill helped with the recovery plan. We worked to prevent further damage, evaluated the extent and worth of the loss, and negotiated with the insurance company for a fair settlement.
Sill Public Adjusters help property managers settle claims faster so they can fix their property and resume business quickly.
"While I hope to never experience a loss again such as we had in January 2022, I would never hesitate to contact your firm again to represent us in our settlement negotiations. On that, you can rely," said Graines.
Sill has been in business for more than 90 years, and our team has the experience to handle all types of insurance claims. We are licensed experts in insurance coverage who help hundreds of property owners each year.
Legal Aspects of Property Damage Claims
- Policy Interpretation: The language used in insurance policies can be complex and confusing. Public adjusters are well-versed in interpreting insurance policies, helping policyholders understand the extent of their coverage and the specific terms and conditions that apply to their claims.
- Evidence Gathering: To support a property damage claim, policyholders must provide evidence of the damage. This evidence can include photographs, repair estimates, and documentation of lost items. Public adjusters assist in collecting and organizing this evidence, ensuring that it meets the insurance company's requirements.
- Documentation: Proper documentation is essential in property damage claims. Public adjusters help policyholders create a comprehensive record of the damage, including the date, time, and cause of the loss. This documentation is crucial in substantiating the claim and preventing disputes.
- Claim Negotiation: Insurance companies often seek to minimize their payouts. Public adjusters act as advocates for policyholders during the negotiation process, working to secure fair and just compensation for the damage sustained.
- Appraisal and Mediation: In cases where there is a dispute between the policyholder and the insurance company, public adjusters can facilitate the appraisal process or mediation, helping to resolve disagreements and move the claim forward.
- Legal Advocacy: In rare instances where a claim dispute escalates to a legal battle, public adjusters can collaborate with legal counsel to protect the policyholder's interests in court.
Public adjusters are licensed professionals who specialize in helping policyholders navigate the intricacies of property damage claims. They are distinct from insurance company adjusters, who work on behalf of the insurer. Public adjusters are advocates for policyholders, ensuring their rights are protected and they receive fair settlements. (LEARN MORE)
What happens when you file an insurance claim?
Filing an insurance claim can lead to a stressful situation for home or business owners. Some property owners are unaware that they can hire a public adjuster for better claim handling and results.
A property owner needs to understand what to expect when filing a property damage claim.
Once you file a claim, your insurer will send an adjuster. The adjuster's role is to check your property, assess the damage, and inquire about the cause.
They will also ask you about your property's condition before the damage occurred. You will be able to provide estimates from your research about the cost of repairing any damage. You will need to include this in a proof of loss document for your claim.
You should note that the adjuster works for the insurance company.
Hiring a public adjuster means getting an insurance claim expert who can provide the proof of loss paperwork for you. A public adjuster's detailed proof of loss report will speed up the entire process. (LEARN MORE)
Why you should choose Sill
Sill is the top public adjusting company in North America. Our team is always ready and can reach any place quickly.
Clients choose Sill for our skilled team of experts in insurance claims. We have licensed adjusters, appraisers, damage experts, and accountants who will represent them in property damage cases.
We can handle property claims of significant magnitude at apartments, factories, shops, and any kind of property. We have the staff and experience to settle any type of claim.
When you work with Sill, you get the settlement you deserve.
If you experience a loss at your home or business, you can contact Sill 24/7. Our team is available at 844.650.7455.
Contact Sill Public Adjusters anytime to discuss your situation. We can schedule a free, no-obligation review of your insurance policy, damage inspection, and overall assessment.