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Deadly tornadoes in TN; How to handle tornado insurance claims


Written by: Sill Public Adjusters


Deadly tornadoes in TN; How to handle tornado insurance claims

Deadly tornadoes swept through Tennessee Saturday, killing six and injuring dozens more before leaving 35,000 without power.

The storm destroyed many homes and businesses. Clarksville, in northern Tennessee, was one of the hardest hit communities. Our thoughts are with those in Tennesee dealing with the aftermath of the weekend storms.

Our disaster response team is there, working with property owners who will need to file a tornado insurance claim.

Tornadoes can unleash devastating damage on properties, leaving homeowners and business owners grappling with loss and uncertainty.

In the aftermath of such destruction, dealing with insurance claims can be overwhelming. This is where the expertise of a public adjuster becomes invaluable. This article explains how a public adjuster helps property owners with insurance claims after tornado damage.

Understanding the Role of a Public Adjuster

A public adjuster is a licensed professional specializing in managing insurance claims on behalf of the policyholder. They have extensive knowledge about insurance and claims, ensuring that property owners receive fair payment for their losses.

What a Public Adjuster Does for You

Damage Assessment: Thorough evaluation of the property to identify all tornado-related damages.

Claim Documentation: Gather and organize necessary evidence to support the claim.

Policy Review: Analyzing insurance policies to understand coverage limits and exclusions.

Claim Filing and Negotiation: Submitting the claim and negotiating with the insurance company for a fair settlement.

Why Choose a Public Adjuster for Tornado Damage Claims?

Expertise in Damage Assessment: Tornado damage can be complex. A public adjuster's expertise guarantees that they do not overlook any detail in the assessment.

Maximizing Your Claim: They work to ensure you receive the maximum compensation entitled under your policy.

Stress Reduction: Handling the claims process can be stressful. A public adjuster takes on this burden, allowing you to focus on recovery.

Avoiding Settlement Pitfalls: Insurance companies may offer quick settlements that might not cover all your losses. A public adjuster advocates for your best interests.

Tips for Property Owners Dealing with Tornado Damage Insurance Claims

Document Everything: Take pictures and videos of the damage for evidence.

Review your insurance policy to understand what it covers and the process for filing a claim.

Report Damage Promptly: Notify your insurance company of the damage as soon as possible.

Consider Hiring a Public Adjuster, Especially if the damage is significant or if you're unsure about the claims process.

Avoid Making Permanent Repairs: Until the insurance adjuster has assessed the damage.

Keep Receipts and Records: For temporary repairs and additional expenses incurred because of the tornado damage.

Tornado damage can be a traumatic experience for any property owner. Hiring a public adjuster can significantly ease the process of filing and settling an insurance claim. Their knowledge guarantees you receive fair compensation for your losses so you can concentrate on rebuilding and progressing.

If your property sustains damage, you can reach out to Sill Public Adjusters. Our team is available 24/7 to help. We can assess your situation, review your insurance, and plan a recovery strategy.

Call 844.650.7455 now to schedule a free, no-obligation review of your situation. We'll help you settle your insurance claim quickly and ensure you receive the full amount you deserve.

SOURCE | CNN.com