A tropical disturbance approaching the Gulf region is expected to develop into a tropical depression or storm in the next 48 hours. Forecasters believe conditions are right for the system to intensify rapidly throughout the week.
AccuWeather advises anyone in the Gulf region to prepare for Hurricane conditions as soon as Wednesday night. If the storm does develop into a Hurricane, it will be named Helene.
AccuWeather forecasters expect rapid intensification, and they're telling Florida Panhandle residents to prepare for a Category 4 storm.
Our disaster response team will closely monitor the situation throughout the week. We will be in the affected area, ready to help property owners dealing with storm-related damage.
A hurricane can be devastating for your home or business because it can bring a storm surge, powerful winds, and torrential rains. However, your business can survive the storm by taking a few steps to prepare.
First, if you know a storm is coming, you can board up your windows to limit the damage. You can also move any valuable equipment, like computers or other devices, to an upper floor if you cannot remove them altogether.
Second, you will want to take photos and videos of your business. This can be used to provide a detailed inventory list of the items inside your company. These contents may be eligible for replacement costs in an insurance claim, so documenting your property before the storm is incredibly helpful. (READ MORE)
How to find out what you are entitled to in an insurance claim
If a hurricane slams into your business, you will most likely be dealing with your insurance company. One of your best choices is to call our team at Sill for help throughout the insurance claim process.
We are the leading public adjusting firm in North America. We can handle your claim and inform you of your coverage entitlements throughout the process.
First, we can provide an expert review of your current policy from one of our licensed insurance professionals. We will identify all coverages in your policy and ensure that your insurance provider pays for everything they are responsible for.
By hiring Sill, you are forming a team representing your best interests in the claim. Our property damage experts can inspect every inch of your business and create a complete damage report for your claim. This will include damage to the building and all contents that should be covered under your policy.
If you have business interruption coverage, we also have forensic accountants who can help you recover any lost revenue due to the storm. (READ MORE)
Challenges you will face during an insurance claim
Filing an insurance claim for your business can quickly become a long and stressful ordeal. If the damage was caused by a hurricane that caused widespread damage, it only worsens.
First, your insurance provider may deal with numerous claims, so their resources may be stretched thin. It could mean you will have adjusters coming in from out of state who may not be familiar with hurricane claims.
In some cases, your insurance company may start rotating adjusters assigned to your claim; this can lead to confusion or prolong the process as each new adjuster has to get up to speed.
Currently, spiking materials costs are also causing issues, as insurance companies may not be accounting for those increases when considering your replacement costs.
If you hire Sill, we will lead your entire insurance claim process. Our team will review your policy to identify all coverages, inspect the property, compile a proof of loss report, and keep the insurance company on task.
Our clients settle their claims much faster and for a much higher amount. If your property is damaged, contact Sill immediately by visiting or calling 844.650.7455.
Throughout the week, all eyes will be on the storm system. If you experience any damage, call Sill Public Adjusters immediately after the storm.
Source: AccuWeather